Comfort now. Pay over time.

HVAC financing.
0% APR available.

Do not let a broken AC or aging furnace become a $10K shock. GreenSky promotional plans plus Wisetack soft-pull pay-over-time. Terms 6 to 120 months. Subject to credit approval.

Apply with GreenSky → Call 760-983-2326

Soft-pull pre-qualification. No impact to your credit score to apply. Subject to credit approval, see full disclosure below.

200+ Reviews

5.0 on Google

Accredited

BBB A+ Rating

CSLB Licensed

#998538

Est. 2019 · 7+ yrs 24/7 emergency dispatch $0 diagnostic w/ repair

APR available

Promotional plans, qualifying credit

Minutes

Instant decisions

Soft credit pull for pre-qualification

Down payment

On qualifying programs

Lenders we work with

Two lenders.
no waterfall pitch.

Primary lender

Promotional plans, including 0% APR introductory periods on qualifying credit. Terms 6 to 120 months. Loans for the GreenSky consumer loan program are provided by Synovus Bank, Member FDIC.

Call 866-936-0602 for financing costs and terms.

Apply with GreenSky →

Buy-now, pay-over-time

Wisetack

Soft credit check at application, no hit to your credit score to apply. Built for home services. Most decisions return in minutes.

Available at checkout. Terms based on credit profile and amount financed.

How it works

From estimate to install day.

01
Request a free estimate. Call 760-983-2326 or use the contact form.
02
Quote in writing. We size the right system and quote it in writing. No high-pressure sales close.
03
Soft-pull pre-qualification. GreenSky or Wisetack soft credit pull only. No obligation, no hit to your score.
04
Schedule the install. Approved? We schedule the install. Payments begin after the system is up and running.

2026 rebate update

What still applies.

Federal IRA 25C and 25D tax credits expired December 31, 2025. We do not promote them. You would find out at tax time, and that is a trust killer.

Active 2026 rebates: SCE runs ongoing rebates on high-efficiency heat pumps and AC systems through SCE and statewide programs like TECH Clean California. SoCalGas has rebates on 92%+ AFUE furnaces and qualifying water heaters, currently with a temporary boost running through Dec 31, 2026. Manufacturer rebates run seasonally. Amounts and funding change through the year, so we pull the current SCE and SoCalGas rebate sheets at quote time and apply what is funded that week to your final price.

200+

Five-star reviews

A+ Accredited 2020

CSLB #998538

C-20 · Verify →

ACCA · EPA 608

Certified technicians

Preferred Vendor

7+ yrs

Family-owned

24/7

$0 diagnostic w/ repair

Factory-authorized dealer:

mini split

Frequently Asked Questions

What is the lowest monthly payment you can get me to?

On a typical $8,000 system installation, payments often start around $99/month with qualifying credit through GreenSky promotional plans. Exact rate depends on amount financed, term, and credit profile.

Does applying for financing affect my credit score?

Pre-qualification through Wisetack uses a soft credit pull, no impact to your score. GreenSky pre-qualification is also soft-pull. The hard pull happens only if you proceed with a loan.

How fast is approval?

Most decisions return in minutes. Many customers are pre-approved while we are still walking the home for the estimate.

What if I have less-than-perfect credit?

GreenSky offers multiple plan tiers across credit profiles. Wisetack is built specifically for home services and approves a wider range of credit profiles than traditional lenders.

Can I pay off early?

Yes. Every plan we offer has no prepayment penalty.

What rebates apply in 2026?

Federal IRA 25C / 25D credits expired December 31, 2025 and no longer apply. SCE high-efficiency heat pump and AC rebates stay active through SCE and statewide programs like TECH Clean California, and SoCalGas keeps rebates on 92%+ AFUE furnaces and qualifying water heaters. Amounts and funding change through the year, so we pull the current SCE and SoCalGas rebate sheets at quote time.

Get pre-qualified

Soft credit pull.
no obligation.

Apply with GreenSky → Call 760-983-2326

GreenSky® financing disclosure

Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

Equal Housing Lender

HVAC financing.0% APR available.

Two lenders.no waterfall pitch.